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Federal Stafford Loan Disbursement Terms & Fees

• Eligibility
• Annual Loan Limits
• How to Apply
• Loan Entrance Counseling
• Loan Exit Counseling

In a typical academic year, Federal Stafford Loans are disbursed in two installments. When the academic period is for one semester or for the summer term, one disbursement is permitted at the beginning of the term.

Disbursement Terms:

Fall Semester - no more than 10 days prior to first day of class
Spring Semester - no more than 10 days prior to first day of class
Summer Term - no more than 5 days prior to first day of class

Fees Deducted from Proceeds:

Many lenders offer zero fees on the Federal Stafford Loan, while other lenders may include a 2% origination fee and/or a 1% federal default fee.